Lower your housing loan interest without doing anything

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With most home loans, a large percentage of your monthly repayments go towards paying off your loan interest. Sometimes, more than 2/3 of your monthly repayments could go into paying off the interest, leaving less than 1/3, towards paying down your loan.

So here’s a flexible way for you to lower your monthly interest repayments.

How does it work, you may ask?

Hong Leong Bank MortgagePlus is an innovative home loan that gives you automatic savings on your interest, daily.

MortgagePlus is linked directly to your current account, so it withdraws directly from your current account balance to offset your home loan amount, enabling you to save more every day.

The more you deposit into your MortgagePlus current account, the more you save.

You can also manage your home loan and other banking transactions from one account. Think of it as a one-stop shop for your home loan and current account transactions.

Now let’s talk about flexibility. As the excess fund is in your current account, you can withdraw it anytime you wish using your cheque book or ATM card. There will be no notice period required and you don’t have to worry about unnecessary charges or penalties. So, feel free to use your funds whenever you want for whatever you need.

Also, act fast! The first 300 customers to apply and execute the Hong Leong Bank housing loan documents will get a Canon IXUS 300 HS (worth RM1,499) for FREE!

This promotion also applies to Hong Leong’s flexible range of housing loans. You can choose from Hong Leong Flexi Mortgage, Hong Leong Housing Loan, or Hong Leong Mortgage Plus - whichever suits your needs.

Sign up soon as this offer is valid from 13 March to 30 June 2011.

For more information, visit any of the Hong Leong Bank branches nationwide or call 1-800-38-8888 or log on to www.hlb.com.my

Allah is always by your side, Insha Allah, Insha Allah, Insha Allah