Selamat tengah hari,
Saya nak kongsikan kenapa " Otai Property cakap (Robert
Kyosaki ) Jangan Beli Rumah!
".
Apa tujuan anda beli rumah? untuk duduk sendiri atau invest?
Kalau untuk tujuan sendiri, rumah akan jadi liabiliti kepada
anda (Bad debt), dalam bahasa melayu yang mudah "bayar ansuran rumah,
keluar duit poket sendiri la".
Kalau untuk invest, rumah tu akan jadi aset kepada anda
(Good Debt), dalam bahasa melayu yang mudah "bayar ansuran rumah, orang
bayarkan + untung (duit masuk poket u)"
Biasanya investor atau big business owner dia orang akan
pikir macam mana dia nak beli something (contoh rumah, kereta, dll) guna duit
orang dahulu sebelum beli barang tu.
Ini pendapat saya sahaja, bukan tunjuk pandai...hanya
berkongsi. kalau salah, saya suka terima teguran.
Petikan dari Robert Kyosaki
Debt
“Buy
a house. Your house is an asset and your biggest investment.”
Advising
most people to invest in a home is training them to go to the bank
and
get into bad debt. A house is a liability because it only takes money out
of
your pocket. Often, your house is not your biggest investment; it is your
biggest
liability. It does not put money into your pocket. That truth is no more
apparent
than today’s economic crisis.
Those
with the investor and big business owner mindset use the debt to
purchase
cash-flowing assets like apartment buildings-assets that put money
into
their pockets, not take money out of them. People with the investor and
big
business owner mindset know the difference between good debt and
bad debt.
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